National flood insurance is unlike any other insurance. I have received numerous calls from furious Hurricane Helene policyholders after learning how little coverage is afforded for the non-elevated floor of a multi-story building under their flood insurance policies. Many ask why they are required to pay for flood insurance because it does not pay for anything.

To help flood adjusters remember and get their adjustments made properly, the following visual was prepared by an independent flood insurance company. I have copied it for use by policyholders who own homes or businesses in an elevated structure.

Policyholders with flood claims can also learn more by reading Navigating Flood Insurance Claims from Hurricane Helene, and Controlling Your Relief: Key Forms for Flood Recovery After Hurricane Helene.

Thought For The Day

The difference between try and triumph is just a little umph!
—Marvin Phillips