Blog

When Vultures Circle, Coverage Can Be a Hard Bird to Land

Dec 21, 2024 By Chip Merlin

National Flood Proofs of Loss for Hurricanes Helene and Milton Extended to 180 Days

Dec 20, 2024 By Chip Merlin

John Pepper Passes

Dec 19, 2024 By Chip Merlin

Understanding The Collapse Peril

Dec 18, 2024 By Chip Merlin

When is a Collapse Not a Collapse? The Importance of Proving Damages for Partial Losses

Dec 17, 2024 By Chip Merlin

Roofers and Restoration Contractors Need to Nail Down Contract Terms: Unenforceable Agreements in the Insurance Restoration Industry Are Common but Often Not Challenged

Dec 16, 2024 By Chip Merlin

Policyholders Win a Covid Case! North Carolina Supreme Court Rules Government Closure Order Can Result In “Direct Physical Damage”

Dec 15, 2024 By Chip Merlin

The Importance of Understanding “Residence Premises” in Homeowner’s Insurance—Where You Reside Is Often an Important Coverage Issue

Dec 14, 2024 By Chip Merlin

Roofer Agrees to Cease and Desist Consent Order Preventing Advertising and Acting As a Licensed Public Adjuster

Dec 13, 2024 By Chip Merlin

Can Insurance Companies Sue Public Adjusters for Not Being Licensed or Not Having a Valid Contract?

Dec 12, 2024 By Chip Merlin

What is a “Dwelling” “Structure” or Not a “Building Structure” Under Homeowners Policy? Policy Definitions and Reading the Full Policy Are Keys to Finding Coverage

Dec 11, 2024 By Daniel Veroff

Florida Insurance Agent Standard of Care and the “Special Relationship” They Share with the Insured

Dec 08, 2024 By Jimmy DePalo