Industry Professionals

What Does Physical Loss Mean in Kentucky? Can Temporary Delay Constitute Physical Loss?

Apr 09, 2024 By Chip Merlin

The Francis Scott Key Bridge Collapse and The Limitation of Shipowners’ Liability Act

Apr 05, 2024 By Chip Merlin

Do You Need Help Determining What the Best Homeowners Insurance Policy Is to Purchase? Why Don’t Insurance Regulators Do a Better Job Showing Which Policies Are Best?

Mar 12, 2024 By Chip Merlin

Good Faith is a Two-Way Street in First-Party Claims

Mar 11, 2024 By Chip Merlin

Understanding the NAIC—Is the NAIC a Trade Organization for the Insurance Industry?

Mar 07, 2024 By Chip Merlin

What Does “The Work of Adjusting Insurance Claims Engages the Public Trust” Mean?

Mar 06, 2024 By Chip Merlin

Business Interruption—Can a New Business Collect for Lost Profits or Are They Too Speculative?

Mar 05, 2024 By Chip Merlin

Business Interruption Loss Calculation Guidelines—Considerations of Anticipated Business Versus Rigid Adherence to Past Performance

Mar 04, 2024 By Chip Merlin

The Insurance Lobby—The Persistently Powerful Foe

Feb 28, 2024 By Chip Merlin

Will a Computer Be Making Claim Decisions on Your Loss? AI Will Be a Dominate Factor in the Future of Claims Handling

Feb 27, 2024 By Chip Merlin

Insurance Agent Negligence—What Are the Rules and Duties of Insurance Agents in Michigan?

Feb 25, 2024 By Chip Merlin

Why Do We Allow Arbitrary Deadlines to Repair or Replace? New Mexico Puts an End to the Practice

Feb 23, 2024 By Chip Merlin