States

When is a Collapse Not a Collapse? The Importance of Proving Damages for Partial Losses

Dec 17, 2024 By Chip Merlin

Roofers and Restoration Contractors Need to Nail Down Contract Terms: Unenforceable Agreements in the Insurance Restoration Industry Are Common but Often Not Challenged

Dec 16, 2024 By Chip Merlin

Policyholders Win a Covid Case! North Carolina Supreme Court Rules Government Closure Order Can Result In “Direct Physical Damage”

Dec 15, 2024 By Chip Merlin

Can Insurance Companies Sue Public Adjusters for Not Being Licensed or Not Having a Valid Contract?

Dec 12, 2024 By Chip Merlin

What is a “Dwelling” “Structure” or Not a “Building Structure” Under Homeowners Policy? Policy Definitions and Reading the Full Policy Are Keys to Finding Coverage

Dec 11, 2024 By Daniel Veroff

Florida Insurance Agent Standard of Care and the “Special Relationship” They Share with the Insured

Dec 08, 2024 By Jimmy DePalo

Hurricane Katrina Claim Leads to Significant Punitive Damages Award—Mississippi Recognizes Common Law Obligations of Good Faith

Dec 07, 2024 By Chip Merlin

State Farm Wins Texas Worn-Out Roof Damage Case: Lesson About Texas Hail Damage Cases, Expert Testimony, and the Very Unique Texas Concurrent Causation Rule

Nov 30, 2024 By Chip Merlin

State Farm Wins Alabama Worn Out Roof Damage Case: Lesson About Hail Damage Cases, Expert Testimony, and Investigation Standards

Nov 29, 2024 By Chip Merlin

Appraisal Award Vacated Due to Appraiser’s “Flat Fee” Schedule that Functions as a Prohibited Contingency Fee

Nov 27, 2024 By Chip Merlin

Jimmy Patronis Trades Florida’s Insurance Crisis for Congressional Bid

Nov 27, 2024 By Chip Merlin

Florida Insurance Regulators Perfect Their Aim—At the Wrong Target! Shooting the Messenger Instead of Fixing the Problem

Nov 26, 2024 By Chip Merlin