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The same way hazard insurance protects your home from perils, in this image a small umbrella blocks a series of blocks falling like dominos from hitting a small toy house.

What Is Hazard Insurance for Homeowners and What Does It Cover?

Sep 23, 2024 By Alexander Pujol, Esq.

Timely Payment of an Appraisal Award Does Not Mean the Claim Was Handled in Good Faith

Sep 23, 2024 By Chip Merlin

Is the Exact Date of Loss Required in Pleadings Rather Than a Claim and Proof That a Loss Occurred During the Policy Period?

Sep 22, 2024 By Chip Merlin

The Deadline to Properly Submit a Hurricane Ian Claim Is September 28 – Double Check Claim Submissions

Sep 21, 2024 By Etienne Font and Chip Merlin

Public Adjusters Should Not Violate Referral Fee Statutes and Regulations: A Case Study Involving Scott Favre

Sep 20, 2024 By Chip Merlin

Dr. Roof or Dr. Roof Adjuster? Restoration Contractors and Roofers Need to Be Careful and Not Overstep into Adjusting Claims, Subjecting Them to Criminal Prosecution

Sep 19, 2024 By Chip Merlin

John Pappas Passes

Sep 18, 2024 By Chip Merlin

Equine, Livestock, and Exotic Animal Insurance—What Are the Unauthorized Medication and Proper Care Exclusions?

Sep 17, 2024 By Chip Merlin

Interior Damage Claims and the Exterior Damage Requirement—Where’s the Proof?

Sep 16, 2024 By Chip Merlin

Understanding recoverable depreciation is important to make sure you receive the full replacement cost for the parts of your home that were lost or damaged.

What Is Recoverable Depreciation in Home Insurance?

Sep 15, 2024 By Mara Essick

“I Was Droned!” California Policyholders Are Being Monitored Regarding Their Loss Risk Exposure and Loss Mitigation Attempts

Sep 14, 2024 By Chip Merlin

Insurance Journal Picks Up on Academic Article Exposing Fraudulent Statistics by Insurance Industry

Sep 13, 2024 By Chip Merlin