Exclusion

Vacancy Exclusions for “Vandalism” Should Not Apply to Arson Fires

Dec 05, 2024 By Chip Merlin

State Farm Wins Worn-Out Plumbing Case: Ensuing Water Damage Not Covered Under State Farm’s Language

Dec 01, 2024 By Chip Merlin

Equine, Livestock, and Exotic Animal Insurance—What Are the Unauthorized Medication and Proper Care Exclusions?

Sep 17, 2024 By Chip Merlin

Can policy limitations or exclusions be disregarded as illusory?

Aug 16, 2024 By Daniel Veroff

Washington Supreme Court Reaffirms the Broad Nature of Ensuing Loss Exceptions to Exclusions

Mar 16, 2024 By Daniel Veroff

Electrical Arcing Versus Fire Damage Claims—What is Covered and Why Equipment Breakdown Coverage Should Be Sold With Every Commercial Policy

Feb 21, 2024 By Chip Merlin

“Residence Premises” and Other Killer Exclusions, Part One

Feb 17, 2024 By Chip Merlin

The Unique Texas Method of Treating Exclusions Regarding Multiple Causes of Loss

Jan 02, 2024 By Chip Merlin

Hail and Coverage Exclusions Which Do Not Apply

Nov 03, 2023 By Chip Merlin

Mathew “One T” Mulholland Does a Great Job Educating Georgia Public Adjusters on Georgia’s Efficient Proximate Cause Doctrine and How It Applies to the Wear and Tear Exclusion 

Oct 11, 2023 By Chip Merlin

Can an Insurer Collect Premiums and Waive Coverage Defenses of Vacancy?

Sep 17, 2023 By Chip Merlin

The Concept of Fortuity and The Wear and Tear Exclusion 

Jul 28, 2023 By Chip Merlin