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“Residence Premises” and Other Killer Exclusions, Part One

Feb 17, 2024 By Chip Merlin

Interpreting “Incurred”: Its Plain and Ordinary Meaning in an Insurance Ordinance or Provision

Feb 01, 2024 By Merlin Law Group

Damaged shingles on a roof in reference to Kentucky’s matching shingle

Is Matching Required in Kentucky?

Jan 24, 2024 By Chip Merlin

Wolf hiding amongst sheep to represent insurance companies who don’t show good faith in handling claims

Frontline Insurance Company Wrongful Practice Rap Sheet

Jan 23, 2024 By Chip Merlin

Debris in a Nashville street after a tornado. City skyline can be seen in the distance.

Tornado Insurance Claims in Tennessee

Jan 06, 2024 By Chip Merlin

Couple looking at a destroyed property

Do Policyholders Have to Fill Out Personal Property Inventory Forms Following a Total Loss?

Dec 11, 2023 By Chip Merlin

The Outcome Oriented Claims Culture Is Pervasive and Killing Any Good Will Towards the Insurance Industry

Dec 08, 2023 By Chip Merlin

Older woman reading a letter from her mortgage company holding her insurance check

What to Do When Your Mortgage Company Holds Your Insurance Check

Dec 05, 2023 By Merlin Law Group

Homeowner signing a coverage a insurance policy

Coverage A Versus Coverage B: What’s the Difference?

Dec 05, 2023 By Chip Merlin

Do Judges Have a Bias to Appoint Judges and Previous Umpires When Considering the Appointment of an Umpire?

Dec 04, 2023 By Chip Merlin

When a tornado like the one pictured here interacts with another, the Fujiwhara effect can result.

The Fujiwhara Effect: A Rare Meteorological Phenomenon

Dec 04, 2023 By Drew Houghton

A chalkboard with the words ISO in front (Insurance Services Office) and “Virus Exclusion Endorsement” written on the board in chalk.

What is the Insurance Services Office?

Dec 03, 2023 By Chip Merlin