Physical Damage

A Hail Dented Roof is Covered Direct Physical Damage and Loss

Jun 15, 2015 By Chip Merlin

Important Decision in Favor of Policyholders on Matching Issue

Dec 20, 2014 By Shane Smith

Federal Court Expands “Direct Physical Loss” Definition to Benefit of Insureds

Dec 15, 2014 By Merlin Law Group

Coverage for “Direct Physical Loss or Damage” Under a Policy Does Not Include Cost to Re-Design or Modify a Golf Hole To Restore its Difficulty

Dec 01, 2013 By Shane Smith

What Is Direct Physical Loss That Results From A Covered Peril?

Apr 29, 2013 By Shaun Marker

There is Coverage for Business Income Losses Caused by Power Outages During Hurricane Sandy

Jan 06, 2013 By Merlin Law Group

Industry Cannot Keep Up With Cyber Perils – Understanding Business Interruption Claims

Sep 30, 2012 By Merlin Law Group

Basic Thresholds to Coverage: Deconstructing the All-Risk Policy

Sep 21, 2011 By Merlin Law Group

The “Physical Damage” Requirement – An Archaic Concept in Today’s World – Understanding Business Interruption Claims, Part 57

Jan 23, 2011 By Chip Merlin

The “Loss” or “Damage” Coverage Requirements – A Business Interruption Afterword – Understanding Business Interruption Claims, Part 31

Jul 25, 2010 By Chip Merlin

“Physical Damage” as Loss of Function, Value or Use: Perhaps The Reasonable Expectations Doctrine is Not So Dead

Oct 20, 2009 By Chip Merlin

Cosmetic Damage is “Physical Damage” and Recoverable Under a Property Insurance Policy

Sep 14, 2009 By Chip Merlin