Policy Language

Understanding The Collapse Peril

Dec 18, 2024 By Chip Merlin

What is a “Dwelling” “Structure” or Not a “Building Structure” Under Homeowners Policy? Policy Definitions and Reading the Full Policy Are Keys to Finding Coverage

Dec 11, 2024 By Daniel Veroff

Who Is the Insurer? Does the Binder Matter?

Dec 04, 2024 By Chip Merlin

When Is a Policy “Blanket”? A Recent Court Decision Shows It’s Not Always Clear Cut

Nov 24, 2024 By Chip Merlin

When Life Gives You Lemonade, They Give You No Coverage for Cryptocurrency

Oct 26, 2024 By Chip Merlin

Understanding Ensuing Loss Coverage in Insurance Policies

Aug 03, 2024 By Steven Bush

What Does the Term “Surface Water” Mean? Massachusetts Rules the Term Is Ambiguous and Does Not Include Water on a Rooftop

Jul 29, 2024 By Chip Merlin

What is a “Named Storm?” A Warning for Commercial Policyholders About the Dangers of Policy Definitions Restricting Coverage

Jul 17, 2024 By Chip Merlin

Bill Wilson Explains the Myth of the 180-Day Replacement Period

Jun 30, 2024 By Chip Merlin

Breaking News: Citizens Managed Repair Consent Form Violates Policy Language

Jun 04, 2024 By Chip Merlin

Insurance Contract Interpretation—Check For State Exceptions and Policy Language Differences

May 18, 2024 By Chip Merlin

When Does Business Personal Property Become Personal Property

May 07, 2024 By Edward Eshoo