Policy Language

Policy Conditions “Conformity to State Law” May Extend the Period Time to File Suit.

Jul 01, 2018 By Christina Phillips

Direct v. Indirect Wind Damage—Do You Know the Difference?

Jun 29, 2018 By Merlin Law Group

When the Insurance Company Labels Your Loss a Collapse, Can It Still Deny Your Collapse Claim?

Jun 28, 2018 By Merlin Law Group

Texas Insurance Appraisal: Who is Grading Insurance Company Papers and the Policies They Sell?

Jun 19, 2018 By Merlin Law Group

Is New or Borrowed Equipment Automatically Added to Your Policy?

May 12, 2018 By Merlin Law Group

Post-Loss List Created Solely From Memory Can Satisfy the Insured’s Duty to Furnish an Inventory

May 09, 2018 By Merlin Law Group

Matching in West Virginia

May 04, 2018 By Shane Smith

Freezing Exclusion – What Does It Really Mean to Use Reasonable Efforts to Maintain Heat in the Building?

May 02, 2018 By Christina Phillips

Water Loss Resulting From Pipe Failure Not Excluded by Policy Language

Apr 26, 2018 By Merlin Law Group

Replacement is Not Always a Prerequisite for an Insured to Claim Replacement Cost Benefits

Apr 15, 2018 By Merlin Law Group

An Exception to an Exclusion: Always Read the Policy

Apr 09, 2018 By Chip Merlin

When Words Allide, Plain Meaning Wins

Apr 01, 2018 By Merlin Law Group