Policy Language

Is New or Borrowed Equipment Automatically Added to Your Policy?

May 12, 2018 By Merlin Law Group

Post-Loss List Created Solely From Memory Can Satisfy the Insured’s Duty to Furnish an Inventory

May 09, 2018 By Merlin Law Group

Matching in West Virginia

May 04, 2018 By Shane Smith

Freezing Exclusion – What Does It Really Mean to Use Reasonable Efforts to Maintain Heat in the Building?

May 02, 2018 By Christina Phillips

Water Loss Resulting From Pipe Failure Not Excluded by Policy Language

Apr 26, 2018 By Merlin Law Group

Replacement is Not Always a Prerequisite for an Insured to Claim Replacement Cost Benefits

Apr 15, 2018 By Merlin Law Group

An Exception to an Exclusion: Always Read the Policy

Apr 09, 2018 By Chip Merlin

When Words Allide, Plain Meaning Wins

Apr 01, 2018 By Merlin Law Group

Ambiguous Punctuation Can Lead to Insurance Coverage Following a Loss

Mar 27, 2018 By Merlin Law Group

My Insurance Claim Was Denied Because My Water Leak Lasted Over a Period of 14 Days or More – Was the Denial Proper?

Mar 13, 2018 By Merlin Law Group

My neighbor had coverage, so why was I denied?

Feb 23, 2018 By Merlin Law Group

How Does the Ordinance Section of My Insurance Policy Affect the Florida “25% Rule”?

Feb 06, 2018 By Merlin Law Group