Policy Language

Review of the Farmers “Next Generation” Homeowner’s Policy, Part 4: Special Limits On Certain Personal Property

Jan 07, 2016 By Merlin Law Group

Insurance Company Has to Have Reasonable Requests Pursuant to the Policy

Oct 31, 2015 By Merlin Law Group

Replacement Cost With Like Kind and Quality and ALE During Construction Awarded: Ambiguous Policy Language is Construed Against the Insurance Company

Oct 11, 2015 By Merlin Law Group

Latent Defect Language Listed to Avoid Paying for a Covered Loss is an Old Excuse and Sometimes Only Latent Defects Get Coverage

Oct 03, 2015 By Merlin Law Group

Anti-Concurrent Cause Exclusions Invite Unreasonable Denials and Worthless Property Insurance Coverage

Sep 25, 2015 By Chip Merlin

If Your Policy Is Cancelled, Check for Language Allowing Reinstatement and Don’t Take “Denied” for an Answer!

Aug 31, 2015 By Merlin Law Group

Statutes of Limitation and Limiting Language in Kansas and Colorado

Aug 17, 2015 By Merlin Law Group

Farmers Sells a Policy that Is Far Worse then Its Competitors – Review of the Farmers “Next Generation” Homeowner’s Policy, Part 3: Overhead and Profit

Jul 29, 2015 By Merlin Law Group

Review of the Farmers “Next Generation” Homeowner’s Policy, Part 2: Appraisal

Jul 22, 2015 By Merlin Law Group

Say What? A Policy That Does Not Cover Any Water Damage

Jul 20, 2015 By Merlin Law Group

Review of the Farmers “Next Generation” Homeowner’s Policy, Part 1: Actual Cash Value

Jul 17, 2015 By Merlin Law Group

“Dazed and Confused” about Ambiguity in Texas

Jul 06, 2015 By Merlin Law Group