Policy Language

What Does “Surface Water” Mean? NAPIA Files an Amicus Brief in a Legal Fight Over Its Meaning

Mar 14, 2024 By Chip Merlin

Interpreting “Incurred”: Its Plain and Ordinary Meaning in an Insurance Ordinance or Provision

Feb 01, 2024 By Merlin Law Group

Surface Water Revisited by Bill Wilson

Dec 24, 2023 By Chip Merlin

Coverage A Versus Coverage B: What’s the Difference?

Dec 05, 2023 By Chip Merlin

The Standard Steve Badger Appraisal Clause

Dec 01, 2023 By Chip Merlin

Falling Objects Coverage – Are You Covered For That Tree Limb That Just Came Through Your Roof?

Nov 25, 2023 By Yanet Cordova Quintero

Who Pays the Costs to Prevent a Loss?

Nov 24, 2023 By Chip Merlin

Insurance Agents Have a Duty to Read the Policies They Sell to Policyholders

Sep 28, 2023 By Chip Merlin

Hawaii Insurance Contract Interpretation

Jul 02, 2023 By Chip Merlin

Do Insurance Regulators Have Any Clue About the Impact Words Have Regarding Coverage?

Jun 10, 2023 By Chip Merlin

Cat Urine That Smells Bad is Covered But Not Covid, Which Can Kill You

May 22, 2023 By Chip Merlin

Michigan Appraisals and Standard Fire Policies

May 17, 2023 By Chip Merlin