Total Destruction Caused By Hurricane Wind and Flood May Be Covered Under the Additional Coverage of Collapse: Why Defining a “Hurricane” as a “Windstorm” is Significant Aug 25, 2009 By Chip Merlin
If Insurers Fail to Timely Pay Actual Cash Value Benefits, Policyholders Should Demand Full Replacement Cost Benefits Even if Replacement Has Not Occurred Aug 23, 2009 By Chip Merlin
Increased Cost of Compliance to Code and Ordinance or Law Coverage for a Typical Loss Situation Aug 01, 2009 By Chip Merlin
Insurance Agents, Adjusters and Attorneys Can Learn Important Coverage Topics Reading Chris Boggs’ Articles Jul 29, 2009 By Chip Merlin
Liberalization Clauses are Very Helpful to Policyholders, But A Florida Court Takes a Consevative View Jul 27, 2009 By Chip Merlin
Mississippi Federal Court: An Insured Cannot Misrepresent if the Insured is Not Asked Jul 12, 2009 By Chip Merlin
Florida Appraisers, Umpires, and Public Adjusters Will be Impacted by Citizens Removal of the Appraisal Clause Jul 06, 2009 By Chip Merlin
Fireworks are Loved by Americans–and Insurance Companies Seeking Not to Pay Fourth of July Fires Jul 04, 2009 By Chip Merlin
The Dirty Secret of Exclusions Some Major Insurance Companies Like State Farm, Allstate, Nationwide and even USAA, Do Not Want You to Think About Jun 18, 2009 By Chip Merlin