Policy Language

The Devil Is In the Details. What Did Your Premium Discount Actually Cost You?

Jan 18, 2023 By Kyle Bugden

Are More Appraisals Being Challenged By Insurers—Why Go to Appraisal If Insurers Will Not Pay the Appraisal Award?

Sep 16, 2022 By Chip Merlin

Where Did the Term “Physical” Come From In Business Income Form Policies?

Jun 09, 2022 By Chip Merlin

Were Older Appraisals Arbitration? One Older Appraisal Clause Clearly Was Not an Arbitration Clause

May 17, 2022 By Chip Merlin

Ambiguities in Florida Policies: Comprehending Coverage Should Not Require the Proverbial Philadelphia Lawyer

Apr 28, 2022 By Merlin Law Group

Overbroad Denial Letters Are Deceptive and Not in Good Faith

Apr 24, 2022 By Chip Merlin

Reading Your Full Policy, a Cautionary Tale

Apr 08, 2022 By Kyle Bugden

Aircraft and Marine Insurance Claims—Is The Pilot or Captain Qualified Under The Policy Terms?

Mar 13, 2022 By Chip Merlin

Is Pipe Failure Resulting in Foundation Damage from Washout Covered? Policy Form and Jurisdiction is Important

Mar 08, 2022 By Chip Merlin

Right to Repair: The Intersection of the Managed Repair Program and the Faulty Workmanship Exclusion

Feb 09, 2022 By Merlin Law Group

Check For Arbitration Provisions—Especially When Dealing With Foreign Insurers

Feb 07, 2022 By Chip Merlin

Depreciation of Labor in Kentucky—Read the Policy!

Dec 28, 2021 By Chip Merlin