Policy Language

Is Pipe Failure Resulting in Foundation Damage from Washout Covered? Policy Form and Jurisdiction is Important

Mar 08, 2022 By Chip Merlin

Right to Repair: The Intersection of the Managed Repair Program and the Faulty Workmanship Exclusion

Feb 09, 2022 By Merlin Law Group

Check For Arbitration Provisions—Especially When Dealing With Foreign Insurers

Feb 07, 2022 By Chip Merlin

Depreciation of Labor in Kentucky—Read the Policy!

Dec 28, 2021 By Chip Merlin

A Warning About Protective Safeguards—Motion Detectors That Report Fires May Not Satisfy Fire Alarm Requirements

Dec 19, 2021 By Chip Merlin

State Farm New Policy Filing In California Should Be Concerning To All In the Property Insurance Industry—An Example Is the New Appraisal Language

Nov 11, 2021 By Chip Merlin

Deductibles Can Be Confusing and Ambiguous

Sep 29, 2021 By Chip Merlin

State Farm’s Appraisal Provision Violates the Standard Fire Policy

Sep 08, 2021 By Edward Eshoo

Is Appraisal Illegal in Arkansas?

Aug 26, 2021 By Chip Merlin

The Troubled Understanding of “Risks of Direct Physical Loss”

Aug 06, 2021 By Chip Merlin

The History of the Business Interruption Policy In the United States

Jun 24, 2021 By Chip Merlin

Denying Claims Based Off Conflicting Policy Provisions Violates Florida Law: Part II

May 26, 2021 By Nicholas Conklin