Previously, the deadlines were 120 days, and the above-mentioned extensions are a welcome addition. TWIA policyholders now have additional time to pursue the policy proceeds they feel they are entitled.<\/p>\n

Why is this important? Because if you miss the deadline by which you are required to demand appraisal you will lose your ability to seek resolution of your claim by those means\u2014and it is your exclusive remedy.<\/p>\n

What about filing a lawsuit? Under TWIA policies, if TWIA accepts all or part of your claim\u2014and the dispute is the amount you were paid, your exclusive remedy is appraisal. You are stripped of your ability to file a lawsuit\u2014therefore it is imperative you understand and comply with the deadlines imposed.<\/p>\n

If you need assistance determining whether your TWIA claim was accepted in full or in part\u2014or if it was denied in full or in part\u2014contact a knowledgeable insurance attorney.<\/p>\n","protected":false},"excerpt":{"rendered":"

On April 18, 2018, the Texas Commissioner of Insurance issued Order No. 2018-5463, extending the deadline for a Texas Windstorm Insurance Association (TWIA) policyholder to demand appraisal on their Hurricane Harvey claim. Harvey made landfall in Texas and affected several parts of the Greater Houston area as well as several coastal areas from August 25 …<\/span><\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[130],"tags":[282,4,108,156],"class_list":["post-20217","post","type-post","status-publish","format-standard","hentry","category-appraisers","tag-hurricane-harvey","tag-insurance","tag-texas-windstorm-insurance-asso","tag-twia"],"acf":[],"yoast_head":"\n