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{"id":32599,"date":"2023-01-20T07:02:23","date_gmt":"2023-01-20T12:02:23","guid":{"rendered":"https:\/\/www.propertyinsurancecoveragelaw.com\/?p=32599"},"modified":"2024-02-08T04:56:15","modified_gmt":"2024-02-08T09:56:15","slug":"why-are-hurricane-ian-claims-adjustments-so-wrong-low-and-slow","status":"publish","type":"post","link":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/why-are-hurricane-ian-claims-adjustments-so-wrong-low-and-slow\/","title":{"rendered":"Why Are Hurricane Ian Claims Adjustments So Wrong, Low, and Slow?"},"content":{"rendered":"

\"\"<\/p>\r\n\r\n

 <\/p>\r\n\r\n\r\n\r\n

What happened to fast and accurate property insurance claim handling? Most Floridians gave insurance companies a chance to do a great job. Many are very disappointed. The above photo depicting roof damage is just one example.\u00a0<\/p>\r\n\r\n\r\n\r\n

<\/p>\r\n\r\n\r\n\r\n

Look at the photo carefully; you can see tiles are broken all over the roof. How much would you guess that would cost to fix? To be fair, here are more photos:<\/p>\r\n\r\n\r\n\r\n

\"\"<\/figure>\r\n\r\n\r\n\r\n\r\n\r\n

 <\/p>\r\n

\"\"<\/p>\r\n\r\n\r\n\r\n

The policyholder gave me permission to publish the estimate<\/a> where Slide Insurance Company estimated the main roof damage to be just above $1,100. \u00a0\u00a0<\/p>\r\n\r\n\r\n\r\n

Does Slide have claims directives similar to Heritage, as noted in yesterday\u2019s post, The Heritage Insurance Company Hurricane Ian Quality Assurance Field Update\u2014Why Don\u2019t Insurance Departments and Market Conduct Examiners Ask For These Documents?<\/a><\/em>\u00a0Was the field adjuster incompetent? Was the field adjuster\u2019s estimate secretly changed by desk adjusters who never visited the loss?<\/strong>\u00a0<\/em><\/p>\r\n\r\n\r\n\r\n

The bottom line is that this example is one of tens of thousands of poor, slow, and low Hurricane Ian property adjustments. Maybe I only see the problem cases. There sure seem to be more problem adjustments than any storm I can remember.\u00a0<\/p>\r\n\r\n\r\n\r\n

Maybe the property claims managers will get the message and make changes. I truly hope so. Otherwise, there will be a great deal of explaining to do in courts and the court of public opinion.\u00a0<\/p>\r\n\r\n\r\n\r\n

Thought For The Day\u00a0<\/strong><\/p>\r\n\r\n\r\n\r\n

Every time I’ve had a bad performance at an event, I’ve come back more determined and focused.<\/strong><\/em><\/p>\r\n\r\n\r\n\r\n

\u2014Shaun White<\/em><\/p>\r\n","protected":false},"excerpt":{"rendered":"

  What happened to fast and accurate property insurance claim handling? Most Floridians gave insurance companies a chance to do a great job. Many are very disappointed. The above photo depicting roof damage is just one example.\u00a0<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[31,4,47],"class_list":["post-32599","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-claims-handling","tag-insurance","tag-roof-damage"],"acf":[],"yoast_head":"\nWhy Are Hurricane Ian Claims Adjustments So Wrong, Low, and Slow? | Property Insurance Coverage Law Blog<\/title>\n<meta name=\"description\" content=\"January 20, 2023   What happened to fast and accurate property insurance claim handling? Most Floridians gave insurance companies a chance to do a great job. Many are\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/why-are-hurricane-ian-claims-adjustments-so-wrong-low-and-slow\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Are Hurricane Ian Claims Adjustments So Wrong, Low, and Slow? | Property Insurance Coverage Law Blog\" \/>\n<meta property=\"og:description\" content=\"January 20, 2023   What happened to fast and accurate property insurance claim handling? Most Floridians gave insurance companies a chance to do a great job. 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