{"id":32599,"date":"2023-01-20T07:02:23","date_gmt":"2023-01-20T12:02:23","guid":{"rendered":"https:\/\/www.propertyinsurancecoveragelaw.com\/?p=32599"},"modified":"2024-02-08T04:56:15","modified_gmt":"2024-02-08T09:56:15","slug":"why-are-hurricane-ian-claims-adjustments-so-wrong-low-and-slow","status":"publish","type":"post","link":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/why-are-hurricane-ian-claims-adjustments-so-wrong-low-and-slow\/","title":{"rendered":"Why Are Hurricane Ian Claims Adjustments So Wrong, Low, and Slow?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-32600 size-large\" src=\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2023\/01\/top-photo-scaled-1-1024x576.jpg\" alt=\"\" width=\"640\" height=\"360\" srcset=\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2023\/01\/top-photo-scaled-1-1024x576.jpg 1024w, https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2023\/01\/top-photo-scaled-1-300x169.jpg 300w, https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2023\/01\/top-photo-scaled-1-768x432.jpg 768w, https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2023\/01\/top-photo-scaled-1-1536x864.jpg 1536w, https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2023\/01\/top-photo-scaled-1-2048x1152.jpg 2048w, https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2023\/01\/top-photo-scaled-1-1568x882.jpg 1568w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<p>What happened to fast and accurate property insurance claim handling? Most Floridians gave insurance companies a chance to do a great job. Many are very disappointed. The above photo depicting roof damage is just one example.\u00a0<\/p>\r\n\r\n\r\n\r\n<p><!--more--><\/p>\r\n\r\n\r\n\r\n<p>Look at the photo carefully; you can see tiles are broken all over the roof. How much would you guess that would cost to fix? To be fair, here are more photos:<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-32048 size-large\" src=\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2022\/09\/2nd-photo-1-768x1024.jpg\" alt=\"\" width=\"640\" height=\"853\" srcset=\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2022\/09\/2nd-photo-1-768x1024.jpg 768w, https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2022\/09\/2nd-photo-1-225x300.jpg 225w, https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2022\/09\/2nd-photo-1-1152x1536.jpg 1152w, https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2022\/09\/2nd-photo-1.jpg 1536w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\r\n\r\n\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-32049\" src=\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2022\/09\/3rd-photo-1-768x1024.jpg\" alt=\"\" width=\"640\" height=\"853\" srcset=\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2022\/09\/3rd-photo-1-768x1024.jpg 768w, https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2022\/09\/3rd-photo-1-225x300.jpg 225w, https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2022\/09\/3rd-photo-1-1152x1536.jpg 1152w, https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2022\/09\/3rd-photo-1.jpg 1536w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\r\n\r\n\r\n\r\n<p>The policyholder gave me permission to publish<a href=\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2023\/01\/1STCAR1-1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"> the estimate<\/a> where Slide Insurance Company estimated the main roof damage to be just above $1,100. \u00a0\u00a0<\/p>\r\n\r\n\r\n\r\n<p>Does Slide have claims directives similar to Heritage, as noted in yesterday\u2019s post, <em><a href=\"https:\/\/www.propertyinsurancecoveragelaw.com\/2023\/01\/articles\/insurance\/the-heritage-insurance-company-hurricane-ian-quality-assurance-field-update-why-dont-insurance-departments-and-market-conduct-examiners-ask-for-these-documents\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Heritage Insurance Company Hurricane Ian Quality Assurance Field Update\u2014Why Don\u2019t Insurance Departments and Market Conduct Examiners Ask For These Documents?<\/a><\/em>\u00a0<em><strong>Was the field adjuster incompetent? Was the field adjuster\u2019s estimate secretly changed by desk adjusters who never visited the loss?<\/strong>\u00a0<\/em><\/p>\r\n\r\n\r\n\r\n<p>The bottom line is that this example is one of tens of thousands of poor, slow, and low Hurricane Ian property adjustments. Maybe I only see the problem cases. There sure seem to be more problem adjustments than any storm I can remember.\u00a0<\/p>\r\n\r\n\r\n\r\n<p>Maybe the property claims managers will get the message and make changes. I truly hope so. Otherwise, there will be a great deal of explaining to do in courts and the court of public opinion.\u00a0<\/p>\r\n\r\n\r\n\r\n<p><strong>Thought For The Day\u00a0<\/strong><\/p>\r\n\r\n\r\n\r\n<p><em><strong>Every time I&#8217;ve had a bad performance at an event, I&#8217;ve come back more determined and focused.<\/strong><\/em><\/p>\r\n\r\n\r\n\r\n<p><em>\u2014Shaun White<\/em><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; What happened to fast and accurate property insurance claim handling? Most Floridians gave insurance companies a chance to do a great job. Many are very disappointed. The above photo depicting roof damage is just one example.\u00a0<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[31,4,47],"class_list":["post-32599","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-claims-handling","tag-insurance","tag-roof-damage"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Are Hurricane Ian Claims Adjustments So Wrong, Low, and Slow? | Property Insurance Coverage Law Blog<\/title>\n<meta name=\"description\" content=\"January 20, 2023 &nbsp; What happened to fast and accurate property insurance claim handling? Most Floridians gave insurance companies a chance to do a great job. 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