{"id":34374,"date":"2023-05-17T08:59:24","date_gmt":"2023-05-17T12:59:24","guid":{"rendered":"https:\/\/www.propertyinsurancecoveragelaw.com\/?p=34374"},"modified":"2023-05-17T08:59:24","modified_gmt":"2023-05-17T12:59:24","slug":"michigan-appraisals-and-standard-fire-policies","status":"publish","type":"post","link":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/","title":{"rendered":"Michigan Appraisals and Standard Fire Policies"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.merlinlawgroup.com\/attorneys\/edward-eshoo-esq\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ed Eshoo<\/a> is a master of the statutory standard fire insurance policy. When I am involved with a complex issue involving statutory policy language versus issued policy language, I collegially call my Chicago-based friend for his thoughts. Three years ago, in <em><a href=\"https:\/\/www.propertyinsurancecoveragelaw.com\/2019\/01\/articles\/insurance\/insurance-agent-versus-experienced-policyholder-attorney-viewpoints-about-insurance-coverage-denials\/\" target=\"_blank\" rel=\"noreferrer noopener\">Insurance Agent Versus Experienced Policyholder Attorney Viewpoints About Insurance Coverage Denials<\/a><\/em>, I wrote:<\/p>\n\n\n\n<!--more-->\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Ed Eshoo works out of Merlin Law Group\u2019s Chicago office and is one of the best property insurance policyholder coverage attorneys you could find. I do not think there is anybody with a national reputation as being \u2018the expert\u2019 on the 165-line Standard Fire Insurance Policy on a national, rather than state, basis. Ed is an extreme competitor, and it shows in his daughter Emily Eshoo who is a varsity basketball player at the University of Tampa.<\/p>\n<\/blockquote>\n\n\n\n<p>Not to be outdone, <a href=\"https:\/\/www.linkedin.com\/in\/edward-fako-b63190161\/\" target=\"_blank\" rel=\"noreferrer noopener\">Edward Fako<\/a> wrote in a comment to that post:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>After being an audience member listening to Mr. Eshoo present his views on insurance claims on multiple occasions, along with reading every one of his articles discovered and then discussing the claim attributes and nuances with him personally, I can wholeheartedly agree with the esteem and admiration you hold in regard for your colleague, Chip.<\/p>\n<\/blockquote>\n\n\n\n<p>When I wrote my post yesterday afternoon, <em><a href=\"https:\/\/www.propertyinsurancecoveragelaw.com\/2023\/05\/articles\/insurance\/michigan-appraisal-law-is-impacted-by-the-standard-fire-policy\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michigan Appraisal Law Is Impacted by the Standard Fire Policy<\/a><\/em>, I somehow missed an article that Eshoo wrote on the same topic, <em><a href=\"https:\/\/www.propertyinsurancecoveragelaw.com\/2021\/09\/articles\/insurance\/state-farms-appraisal-provision-violates-the-standard-fire-policy\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Farm\u2019s Appraisal Provision Violates the Standard Fire Policy<\/a><\/em>. Ed\u2019s analysis is deeper than mine and worth re-reading.<\/p>\n\n\n\n<p>Regarding Standard Fire Insurance policies and the need for them,\u00a0I want to remind readers that insurance companies were writing so many variations of insurance coverage and including so many limitations to coverage that state legislatures passed laws requiring insurers to issue a standard fire policy to protect policyholders. I posted about this and raised the issue of whether we now need a standard all-risk insurance policy in <em><a href=\"https:\/\/www.propertyinsurancecoveragelaw.com\/2020\/04\/articles\/insurance\/the-standard-fire-policy-do-we-need-a-standard-all-risk-insurance-policy\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Standard Fire Policy\u2014Do We Need A Standard All Risk Insurance Policy<\/a><\/em>. \u00a0<\/p>\n\n\n\n<p>The examples of insurance companies, like State Farm, re-writing policies and not following long-standing ISO standard wording or wording found in the 165 standard policy leaves me with the same conclusion: State legislatures must start mandating a standard all-risk policy to protect policyholders.<\/p>\n\n\n\n<p><strong>Thought For The Day &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/strong><\/p>\n\n\n\n<p><strong><em>Of all possessions a friend is the most precious.<\/em><\/strong><\/p>\n\n\n\n<p><em>\u2014Herodotus<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ed Eshoo is a master of the statutory standard fire insurance policy. When I am involved with a complex issue involving statutory policy language versus issued policy language, I collegially call my Chicago-based friend for his thoughts. Three years ago, in Insurance Agent Versus Experienced Policyholder Attorney Viewpoints About Insurance Coverage Denials, I wrote:<\/p>\n","protected":false},"author":11,"featured_media":26298,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[],"tags":[207,4,184,280],"class_list":["post-34374","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-all-risk","tag-insurance","tag-policy-language","tag-standard-fire-insurance-policy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Michigan Appraisals and Standard Fire Policies | Property Insurance Coverage Law Blog<\/title>\n<meta name=\"description\" content=\"May 17, 2023 Ed Eshoo is a master of the statutory standard fire insurance policy. When I am involved with a complex issue involving statutory policy language versus\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Michigan Appraisals and Standard Fire Policies | Property Insurance Coverage Law Blog\" \/>\n<meta property=\"og:description\" content=\"May 17, 2023 Ed Eshoo is a master of the statutory standard fire insurance policy. When I am involved with a complex issue involving statutory policy language versus\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/\" \/>\n<meta property=\"og:site_name\" content=\"Property Insurance Coverage Law Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MerlinLawGroup\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-17T12:59:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2020\/04\/Ed-Eshoo-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"530\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Chip Merlin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@MerlinLawGroup\" \/>\n<meta name=\"twitter:site\" content=\"@MerlinLawGroup\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chip Merlin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/\"},\"author\":{\"name\":\"Chip Merlin\",\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/#\/schema\/person\/afcea553aa14bf3d76866bb59b841f37\"},\"headline\":\"Michigan Appraisals and Standard Fire Policies\",\"datePublished\":\"2023-05-17T12:59:24+00:00\",\"dateModified\":\"2023-05-17T12:59:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/\"},\"wordCount\":401,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2020\/04\/Ed-Eshoo-1.jpg\",\"keywords\":[\"All Risk\",\"Insurance\",\"Policy Language\",\"Standard Fire Insurance Policy\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/\",\"url\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/\",\"name\":\"Michigan Appraisals and Standard Fire Policies | Property Insurance Coverage Law Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2020\/04\/Ed-Eshoo-1.jpg\",\"datePublished\":\"2023-05-17T12:59:24+00:00\",\"dateModified\":\"2023-05-17T12:59:24+00:00\",\"description\":\"May 17, 2023 Ed Eshoo is a master of the statutory standard fire insurance policy. When I am involved with a complex issue involving statutory policy language versus\",\"breadcrumb\":{\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#primaryimage\",\"url\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2020\/04\/Ed-Eshoo-1.jpg\",\"contentUrl\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2020\/04\/Ed-Eshoo-1.jpg\",\"width\":800,\"height\":530,\"caption\":\"Edward Eshoo, Esq.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Michigan Appraisals and Standard Fire Policies\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/#website\",\"url\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/\",\"name\":\"Property Insurance Coverage Law Blog\",\"description\":\"The Policyholder&#039;s Advocate\u00ae\",\"publisher\":{\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/#organization\"},\"alternateName\":\"Merlin Law Group Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/#organization\",\"name\":\"Merlin Law Group\",\"url\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2018\/07\/Merlin-Logo-1.png\",\"contentUrl\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2018\/07\/Merlin-Logo-1.png\",\"width\":1100,\"height\":285,\"caption\":\"Merlin Law Group\"},\"image\":{\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/MerlinLawGroup\/\",\"https:\/\/x.com\/MerlinLawGroup\",\"https:\/\/youtube.com\/merlinlawgroup\",\"https:\/\/www.linkedin.com\/company\/merlin-law-group\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.propertyinsurancecoveragelaw.com\/#\/schema\/person\/afcea553aa14bf3d76866bb59b841f37\",\"name\":\"Chip Merlin\",\"description\":\"Since 1983, Chip Merlin has served as a plaintiff\u2019s attorney with a focus on commercial &amp; residential property insurance claim disputes and bad faith insurance litigation. Chip is a noted national authority on insurance bad faith, lecturing to national trade groups and publishing a number of papers and articles on the subject for organizations such as The American Association for Justice, The Florida Justice Association, The Windstorm Insurance Network, and Trial Magazine. As founder and president of Merlin Law Group, Chip has dedicated his practice to the representation and advocacy of insurance policyholders in disputes with insurance companies nationwide. Chip served as Chair for the Bad Faith Insurance Litigation Group and Secretary for the Fire and Property Insurance Litigation Group for the American Association for Justice (formerly known as the Association of Trial Lawyers of America). He was also Vice-Chair for the Subcommittee on Property Insurance Law for the American Bar Association. Read More...\",\"sameAs\":[\"https:\/\/www.merlinlawgroup.com\/attorneys\/william-f-chip-merlin-jr-esq\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Michigan Appraisals and Standard Fire Policies | Property Insurance Coverage Law Blog","description":"May 17, 2023 Ed Eshoo is a master of the statutory standard fire insurance policy. When I am involved with a complex issue involving statutory policy language versus","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/","og_locale":"en_US","og_type":"article","og_title":"Michigan Appraisals and Standard Fire Policies | Property Insurance Coverage Law Blog","og_description":"May 17, 2023 Ed Eshoo is a master of the statutory standard fire insurance policy. When I am involved with a complex issue involving statutory policy language versus","og_url":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/","og_site_name":"Property Insurance Coverage Law Blog","article_publisher":"https:\/\/www.facebook.com\/MerlinLawGroup\/","article_published_time":"2023-05-17T12:59:24+00:00","og_image":[{"width":800,"height":530,"url":"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2020\/04\/Ed-Eshoo-1.jpg","type":"image\/jpeg"}],"author":"Chip Merlin","twitter_card":"summary_large_image","twitter_creator":"@MerlinLawGroup","twitter_site":"@MerlinLawGroup","twitter_misc":{"Written by":"Chip Merlin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#article","isPartOf":{"@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/"},"author":{"name":"Chip Merlin","@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/#\/schema\/person\/afcea553aa14bf3d76866bb59b841f37"},"headline":"Michigan Appraisals and Standard Fire Policies","datePublished":"2023-05-17T12:59:24+00:00","dateModified":"2023-05-17T12:59:24+00:00","mainEntityOfPage":{"@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/"},"wordCount":401,"commentCount":0,"publisher":{"@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/#organization"},"image":{"@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#primaryimage"},"thumbnailUrl":"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2020\/04\/Ed-Eshoo-1.jpg","keywords":["All Risk","Insurance","Policy Language","Standard Fire Insurance Policy"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/","url":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/","name":"Michigan Appraisals and Standard Fire Policies | Property Insurance Coverage Law Blog","isPartOf":{"@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#primaryimage"},"image":{"@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#primaryimage"},"thumbnailUrl":"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2020\/04\/Ed-Eshoo-1.jpg","datePublished":"2023-05-17T12:59:24+00:00","dateModified":"2023-05-17T12:59:24+00:00","description":"May 17, 2023 Ed Eshoo is a master of the statutory standard fire insurance policy. When I am involved with a complex issue involving statutory policy language versus","breadcrumb":{"@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#primaryimage","url":"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2020\/04\/Ed-Eshoo-1.jpg","contentUrl":"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2020\/04\/Ed-Eshoo-1.jpg","width":800,"height":530,"caption":"Edward Eshoo, Esq."},{"@type":"BreadcrumbList","@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/michigan-appraisals-and-standard-fire-policies\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.propertyinsurancecoveragelaw.com\/"},{"@type":"ListItem","position":2,"name":"Michigan Appraisals and Standard Fire Policies"}]},{"@type":"WebSite","@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/#website","url":"https:\/\/www.propertyinsurancecoveragelaw.com\/","name":"Property Insurance Coverage Law Blog","description":"The Policyholder&#039;s Advocate\u00ae","publisher":{"@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/#organization"},"alternateName":"Merlin Law Group Blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.propertyinsurancecoveragelaw.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/#organization","name":"Merlin Law Group","url":"https:\/\/www.propertyinsurancecoveragelaw.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2018\/07\/Merlin-Logo-1.png","contentUrl":"https:\/\/www.propertyinsurancecoveragelaw.com\/wp-content\/uploads\/2018\/07\/Merlin-Logo-1.png","width":1100,"height":285,"caption":"Merlin Law Group"},"image":{"@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/MerlinLawGroup\/","https:\/\/x.com\/MerlinLawGroup","https:\/\/youtube.com\/merlinlawgroup","https:\/\/www.linkedin.com\/company\/merlin-law-group\/"]},{"@type":"Person","@id":"https:\/\/www.propertyinsurancecoveragelaw.com\/#\/schema\/person\/afcea553aa14bf3d76866bb59b841f37","name":"Chip Merlin","description":"Since 1983, Chip Merlin has served as a plaintiff\u2019s attorney with a focus on commercial &amp; residential property insurance claim disputes and bad faith insurance litigation. Chip is a noted national authority on insurance bad faith, lecturing to national trade groups and publishing a number of papers and articles on the subject for organizations such as The American Association for Justice, The Florida Justice Association, The Windstorm Insurance Network, and Trial Magazine. As founder and president of Merlin Law Group, Chip has dedicated his practice to the representation and advocacy of insurance policyholders in disputes with insurance companies nationwide. Chip served as Chair for the Bad Faith Insurance Litigation Group and Secretary for the Fire and Property Insurance Litigation Group for the American Association for Justice (formerly known as the Association of Trial Lawyers of America). He was also Vice-Chair for the Subcommittee on Property Insurance Law for the American Bar Association. Read More...","sameAs":["https:\/\/www.merlinlawgroup.com\/attorneys\/william-f-chip-merlin-jr-esq\/"]}]}},"_links":{"self":[{"href":"https:\/\/propertyinsurancecoveragelaw.com\/wp-json\/wp\/v2\/posts\/34374","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/propertyinsurancecoveragelaw.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/propertyinsurancecoveragelaw.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/propertyinsurancecoveragelaw.com\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/propertyinsurancecoveragelaw.com\/wp-json\/wp\/v2\/comments?post=34374"}],"version-history":[{"count":0,"href":"https:\/\/propertyinsurancecoveragelaw.com\/wp-json\/wp\/v2\/posts\/34374\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/propertyinsurancecoveragelaw.com\/wp-json\/wp\/v2\/media\/26298"}],"wp:attachment":[{"href":"https:\/\/propertyinsurancecoveragelaw.com\/wp-json\/wp\/v2\/media?parent=34374"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/propertyinsurancecoveragelaw.com\/wp-json\/wp\/v2\/categories?post=34374"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/propertyinsurancecoveragelaw.com\/wp-json\/wp\/v2\/tags?post=34374"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}