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action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home/propertyinsuranc/public_html/wp-includes/functions.php on line 6114Many different people read this blog for many different reasons. I was in Dallas for a deposition involving a Hurricane Ike<\/a> claim, where my client’s public adjuster was being deposed. The opposing attorney, Robert Radcliff<\/a>, of Langley Weinstein<\/a>, is a very skilled, well prepared and creative counsel for the insurance company.<\/p>\n <\/p>\n At exhibit number 256, Radcliff handed the public adjuster a document that listed the following:<\/p>\n The minimum requirements of a well documented public adjuster claims file will include:<\/strong><\/p>\n Contact Information<\/strong><\/p>\n<\/li>\n Retention Contract<\/strong><\/p>\n<\/li>\n Insurance Policy<\/strong><\/p>\n<\/li>\n Summary of Coverage and Limits<\/strong><\/p>\n<\/li>\n Time Deadlines—Proof, Replacement Cost, Statute of Limitations<\/strong><\/p>\n<\/li>\n Diary<\/strong><\/p>\n<\/li>\n Communications<\/strong><\/p>\n<\/li>\n Causation Proof<\/strong><\/p>\n<\/li>\n Damage Proof<\/strong><\/p>\n<\/li>\n Checklist of Post Loss Requirements<\/strong><\/p>\n<\/li>\n Claim Costs—listed and copies of invoices.<\/strong><\/p>\n<\/li>\n Insurance Company Causation and Damage Proofs<\/strong><\/p>\n<\/li>\n Claims Payments—listed and copied.<\/strong><\/p>\n<\/li>\n Closing Statements or Public Adjuster Invoices for Services<\/strong><\/p>\n<\/li>\n<\/ol>\n<\/blockquote>\n That is exactly what I wrote in the paper, Public Adjuster Best Claims Practices and the Claims File<\/a><\/em>, published in Saturday’s post Public Adjuster Claims Handling Best Practices<\/a><\/strong>. <\/p>\n For all my public adjuster friends, it appears that the insurance industry may consider what I wrote authoritative enough to be a claims handling standard. While most public adjusters have files that adhere to most of these "minimum requirements," I am certain many public adjusters fail to maintain all of them. For example, some public adjusters have privately argued with me regarding the need to keep diaries of activities and communications. <\/p>\n\n
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