{"id":8507,"date":"2011-07-12T12:05:50","date_gmt":"2011-07-12T12:05:50","guid":{"rendered":"http:\/\/localhost\/propertyinsurancecoveragelaw\/2011\/07\/12\/insurance-company-adjusters-and-attorneys-read-this-blog\/"},"modified":"2011-07-12T12:05:50","modified_gmt":"2011-07-12T12:05:50","slug":"insurance-company-adjusters-and-attorneys-read-this-blog","status":"publish","type":"post","link":"https:\/\/www.propertyinsurancecoveragelaw.com\/blog\/insurance-company-adjusters-and-attorneys-read-this-blog\/","title":{"rendered":"Insurance Company Adjusters and Attorneys Read This Blog"},"content":{"rendered":"

Many different people read this blog for many different reasons. I was in Dallas for a deposition involving a Hurricane Ike<\/a> claim, where my client’s public adjuster was being deposed. The opposing attorney, Robert Radcliff<\/a>, of Langley Weinstein<\/a>, is a very skilled, well prepared and creative counsel for the insurance company.<\/p>\n

<\/p>\n

At exhibit number 256, Radcliff handed the public adjuster a document that listed the following:<\/p>\n

\n

The minimum requirements of a well documented public adjuster claims file will include:<\/strong><\/p>\n

    \n
  1. \n

    Contact Information<\/strong><\/p>\n<\/li>\n

  2. \n

    Retention Contract<\/strong><\/p>\n<\/li>\n

  3. \n

    Insurance Policy<\/strong><\/p>\n<\/li>\n

  4. \n

    Summary of Coverage and Limits<\/strong><\/p>\n<\/li>\n

  5. \n

    Time Deadlines—Proof, Replacement Cost, Statute of Limitations<\/strong><\/p>\n<\/li>\n

  6. \n

    Diary<\/strong><\/p>\n<\/li>\n

  7. \n

    Communications<\/strong><\/p>\n<\/li>\n

  8. \n

    Causation Proof<\/strong><\/p>\n<\/li>\n

  9. \n

    Damage Proof<\/strong><\/p>\n<\/li>\n

  10. \n

    Checklist of Post Loss Requirements<\/strong><\/p>\n<\/li>\n

  11. \n

    Claim Costs—listed and copies of invoices.<\/strong><\/p>\n<\/li>\n

  12. \n

    Insurance Company Causation and Damage Proofs<\/strong><\/p>\n<\/li>\n

  13. \n

    Claims Payments—listed and copied.<\/strong><\/p>\n<\/li>\n

  14. \n

    Closing Statements or Public Adjuster Invoices for Services<\/strong><\/p>\n<\/li>\n<\/ol>\n<\/blockquote>\n

    That is exactly what I wrote in the paper, Public Adjuster Best Claims Practices and the Claims File<\/a><\/em>, published in Saturday’s post Public Adjuster Claims Handling Best Practices<\/a><\/strong>. <\/p>\n

    For all my public adjuster friends, it appears that the insurance industry may consider what I wrote authoritative enough to be a claims handling standard. While most public adjusters have files that adhere to most of these "minimum requirements," I am certain many public adjusters fail to maintain all of them. For example, some public adjusters have privately argued with me regarding the need to keep diaries of activities and communications. <\/p>\n

    The Florida Association of Public Insurance Adjusters<\/a> has already asked for permission to use my paper in its orientation class required for all new members. Since I think these standards help policyholders obtain full, fair and prompt recoveries, I will promote them and provide additional details of each aspect in the future.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Many different people read this blog for many different reasons. I was in Dallas for a deposition involving a Hurricane Ike claim, where my client’s public adjuster was being deposed. The opposing attorney, Robert Radcliff, of Langley Weinstein, is a very skilled, well prepared and creative counsel for the insurance company.<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[12],"tags":[31,85,4],"class_list":["post-8507","post","type-post","status-publish","format-standard","hentry","category-public-adjusters","tag-claims-handling","tag-fapia","tag-insurance"],"acf":[],"yoast_head":"\nInsurance Company Adjusters and Attorneys Read This Blog | Property Insurance Coverage Law Blog<\/title>\n<meta name=\"description\" content=\"July 12, 2011 Many different people read this blog for many different reasons. 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